Client Login

Login to access the secure area of our website. We've developed this area to provide you with a central location where you can view, download, and print documents such as reports.



How can I ease into retirement and still meet my financial goals?

The years before you retire can be challenging. While you are probably looking forward to having more time to do the things you enjoy, you may not be ready to stop working. And many people are also concerned about whether or not they have saved enough super.

Accessing super contributions

By law, all super contributions are locked away or 'preserved' until you reach your preservation age. Your preservation age is based on your date of birth. Once you reach your preservation age, you can begin drawing a pre-retirement pension. You will need to check with your super fund as not all funds offer pre-retirement pensions.

What you need to know

Once you reach your 'preservation age', you may be able to draw pre-retirement pension – a regular income stream drawn from your super savings. With a pre-retirement pension you can put in place a transition to retirement strategy to help you ease into retirement and boost your super in a tax effective way:

  • You could reduce the number of hours you work and supplement your income with payments from your pre-retirement pension. This would give you more time to do the things you want, while maintaining your lifestyle
  • Or you could continue working full-time but take advantage of the potential tax concessions on offer to boost your super balance. For example, you might keep working full-time while drawing a pre-retirement pension from your super balance. You could then salary sacrifice to super the same amount, or more. This would maintain your after-tax income while reducing

Count on us

A Count adviser can help you:

  • Plan for your retirement
  • Put in place a transition to retirement strategy

<< Back to Pre Retiree

Contact CBD Wealth Solutions

11A / 29 Mt Cotton Road Capalaba QLD 4157
PO Box 1202 Capalaba QLD 4157
Telephone: (07) 3390 3663
Fax: (07) 3390 3660
Redland, Brisbane

Email Enquiry   View Map 

CPA AustraliaCopyright CBD Wealth Solutions Pty Ltd © | Online software for accountants by Wolters Kluwer | Site Map | Disclaimer | Terms of Use

CBD Wealth Solutions ABN 75 083 804 317 is an Authorised Representative of Count Financial Limited, ABN 19 001 974 625. AFS Licence Number 227232 which is 85% owned by CountPlus Limited ABN 111 26 990 832 (CountPlus) of Level 17, 1 Margaret Street, Sydney 2000 NSW and 15% owned by Count Member Firm Pty Ltd ACN 633 983 490 of Level 17, 1 Margaret Street, Sydney 2000 NSW. CountPlus is listed on the Australian Stock Exchange. Count Member Firm Pty Ltd is owned by Count Member Firm DT Pty Ltd ACN 633 956 073 which holds the assets under a discretionary trust for certain beneficiaries including potentially some corporate authorised representatives of Count Financial Ltd. The information on this web page is not advice and is intended to provide general information only. It does not take into account your individual needs, objectives or personal circumstances.